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Using CPF Money to Buy HDB Flat (Singapore) – Rent a Room, Property for Buy, Sale, Invest

| Property Sales and Rental Articles | January 15, 2015

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If you are buying a HDB flat and like to use your CPF to fund your purchase. You might like to take this option which requires risk taking.

Instead of using up all the CPF money to pay for the CPF, invest the CPF money in REIT or dividend stock and loan the money from HDB. HDB loans – Current rate is 2.6% (which may be revised from time to time)

Example – If you have

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